Peanut Butter Cup Overnight Oats

Featured in: Global Heat

These overnight oats combine the classic flavors of peanut butter cups with wholesome ingredients for a breakfast that feels indulgent while packing 22g of protein per serving. The creamy oat base gets swirled with a glossy cocoa ganache, then topped with mini chocolate chips and crunchy roasted peanuts.

Simply mix the oats with Greek yogurt, almond milk, and natural peanut butter, then layer with the rich chocolate ganache. After chilling overnight, you'll have thick, spoonable oats that taste like dessert but fuel you through the morning.

Updated on Tue, 10 Feb 2026 05:31:29 GMT
Creamy peanut butter cup overnight oats layered with rich cocoa ganache, chocolate chips, and chopped peanuts for a healthy breakfast. Save
Creamy peanut butter cup overnight oats layered with rich cocoa ganache, chocolate chips, and chopped peanuts for a healthy breakfast. | pepperplume.com

Last Tuesday, I was standing in my kitchen at 6 AM, staring at a half-empty jar of peanut butter and wondering why I kept buying protein powder I never used. My daughter wandered in asking for something that didn't require me to actually cook, and that's when it clicked: what if I made breakfast the night before, but dressed it up like a dessert? Peanut butter cups have always been my weakness, so I started layering oats with cocoa and peanut butter, and by morning, something magical had happened. The oats had absorbed all those rich flavors, turned creamy, and tasted like I'd just given myself permission to eat candy for breakfast.

I brought a jar of these to my sister's house during a busy weekend, and watching her face when she realized it was oats with chocolate ganache was worth every minute of assembly. She ate it straight from the jar while sitting on my kitchen counter, not even bothering with a spoon after the first few bites, and asked me to teach her how to make it. That's when I knew this recipe was something special, because it somehow convinced someone who swears she doesn't eat breakfast to actually look forward to it.

Ingredients

  • Old-fashioned rolled oats: These need time to soften and absorb liquid, so don't use instant or steel-cut; the creamy texture is the whole point here.
  • Unsweetened almond milk: Keeps things light without adding unnecessary sweetness, but oat milk or regular dairy milk work beautifully if that's what you have on hand.
  • Plain Greek yogurt: This is where the protein comes from and why everything stays thick and creamy; it's non-negotiable for the texture.
  • Natural peanut butter: Stir it well before measuring so you get the good oils mixed in, and just a hint of salt in the mixture brings out the chocolate flavor even more.
  • Honey or maple syrup: A touch of sweetness that dissolves into the oats overnight, making each spoonful taste balanced rather than cloying.
  • Vanilla extract: One teaspoon might seem small, but it ties everything together and keeps the chocolate from feeling too heavy.
  • Unsweetened cocoa powder: The deeper the color, the richer the flavor, so don't skimp on quality here.
  • Mini chocolate chips: They soften slightly by morning, becoming almost fudgy when you bite into them.
  • Chia seeds and protein powder: Optional additions that bump up the nutrition without changing the taste, though the recipe works beautifully without them.

Instructions

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Mix the oat base:
Combine your oats, almond milk, Greek yogurt, peanut butter, sweetener, vanilla, salt, and any optional add-ins in a medium bowl, stirring until everything is creamy and no pockets of dry oats remain. The mixture should feel thick but stirrable, like a thin cake batter.
Create the cocoa ganache:
Whisk cocoa powder, maple syrup or honey, and milk together in a small bowl until glossy and smooth with no lumps of cocoa powder floating around. This layer is what makes it feel indulgent, so take an extra moment to make sure it's silky.
Build the first layer:
Divide half of your oat mixture evenly between two jars or containers, pressing it down gently so it settles. Spread half of your chocolate ganache on top, using the back of a spoon to create an even layer.
Add the second layer:
Spoon the remaining oat mixture over the ganache, then finish with the rest of the ganache on top so you get that chocolate moment when you first open the jar. Press down slightly so everything melds together.
Top and refrigerate:
Scatter your chocolate chips and peanuts across the top, cover the jars with lids, and slide them into the fridge for at least four hours, though overnight is ideal. The cold time is when the magic happens, the oats absorb all the liquid and everything becomes wonderfully thick and creamy.
Serve and enjoy:
Take them straight from the fridge and either stir them together for a marbled effect or eat them in layers to get the full peanut butter cup experience. Some people like them cold and thick, others stir in a splash of milk to loosen them up, so do whatever makes you happiest.
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This thick and creamy peanut butter cup overnight oats breakfast is topped with mini chocolate chips and served chilled in glass jars. Save
This thick and creamy peanut butter cup overnight oats breakfast is topped with mini chocolate chips and served chilled in glass jars. | pepperplume.com
This thick and creamy peanut butter cup overnight oats breakfast is topped with mini chocolate chips and served chilled in glass jars. Save
This thick and creamy peanut butter cup overnight oats breakfast is topped with mini chocolate chips and served chilled in glass jars. | pepperplume.com

My friend texted me a photo of her overnight oats at 7 AM asking if hers was supposed to look so pretty, and something about that made me realize this recipe had crossed from being just something tasty to being something that actually changed her mornings. It's funny how layering things up in a jar and waiting overnight can transform how you feel about waking up.

Flavor Combinations That Work

The beauty of this base is how customizable it actually is once you understand the structure. You could swap the peanut butter for almond butter and add a hint of espresso powder to the ganache, or use coconut yogurt and swap the peanuts for toasted coconut flakes. The key is respecting the ratio: roughly equal parts oats and liquid, enough yogurt to make it creamy, and sweetener balanced between the oat layer and the ganache so nothing tastes one-note. I've made versions with hazelnut butter and dark cocoa, and others where I've added a pinch of sea salt to the ganache because sometimes that little pop of salt makes everything taste brighter.

Make-Ahead Magic and Storage

These jars are made for busy mornings because you literally do nothing except grab them from the fridge. I've kept them for up to three days without the texture or flavor suffering, though I've found that by day three the oats have absorbed even more liquid and become almost pudding-like, which some people actually prefer. If you make a big batch on Sunday and want them to stay fresher longer, assemble them in airtight containers and keep the chocolate chips separate, stirring them in just before eating so they don't get soggy. The ganache layer keeps everything moist and prevents the oats from drying out, so don't skip it even if you're in a rush.

Tweaks for Different Mornings

Sometimes I eat these straight from the jar because they're thick and spoonable, and sometimes I loosen them with a splash of cold milk to make them more porridge-like. I've also crumbled a little granola on top right before eating because the contrast between soft oats and crunchy cereal is honestly addictive. On days when I want extra indulgence, I've added a thin layer of peanut butter between the oat layers, and on healthier-feeling mornings I skip the extra chocolate chips and add cacao nibs instead for that bitter-sweet punch.

  • Stir in cold milk or almond milk if you prefer a thinner consistency come morning.
  • Add cacao nibs, granola, or a drizzle of peanut butter right before eating for textural contrast.
  • Make them vegan by swapping Greek yogurt for coconut or soy yogurt and checking that your chocolate chips are plant-based.
Wake up to this peanut butter cup overnight oats recipe, featuring a luscious cocoa ganache layer and a sprinkle of crunchy peanuts. Save
Wake up to this peanut butter cup overnight oats recipe, featuring a luscious cocoa ganache layer and a sprinkle of crunchy peanuts. | pepperplume.com
Wake up to this peanut butter cup overnight oats recipe, featuring a luscious cocoa ganache layer and a sprinkle of crunchy peanuts. Save
Wake up to this peanut butter cup overnight oats recipe, featuring a luscious cocoa ganache layer and a sprinkle of crunchy peanuts. | pepperplume.com

There's something genuinely comforting about opening your fridge and finding breakfast already waiting for you, especially on mornings when everything feels like too much. This recipe became my answer to that feeling, and now it's become the thing people ask me to bring to gatherings.

Recipe FAQ

How long do these overnight oats last in the refrigerator?

These overnight oats stay fresh for up to 3 days when stored properly in airtight containers or jars with lids. The oats will continue to soften and thicken over time, so you may want to add a splash of milk before serving on day 2 or 3.

Can I make this vegan?

Yes, simply swap Greek yogurt for a plant-based alternative like coconut yogurt or almond yogurt. Use maple syrup instead of honey, and ensure your chocolate chips and protein powder (if using) are certified vegan. The result is just as creamy and delicious.

What type of milk works best?

Unsweetened almond milk creates a neutral base, but you can use any milk you prefer. Dairy milk adds extra creaminess and protein, while oat milk, coconut milk, or soy milk all work well. Just keep in mind that flavored or sweetened varieties will alter the taste.

Do I need the protein powder?

The protein powder is optional—Greek yogurt already provides 12g of protein per serving. Adding protein powder bumps it to 22g total, making it more filling. If you skip it, the oats are still substantial and satisfying thanks to the chia seeds and peanut butter.

Can I use quick oats instead of rolled oats?

Stick with old-fashioned rolled oats for the best texture. Quick oats become too mushy after soaking overnight, while steel-cut oats remain too chewy. Rolled oats soften perfectly while maintaining a pleasant bite.

Peanut Butter Cup Overnight Oats

Creamy oats layered with chocolate ganache and topped with chips for a decadent breakfast.

Prep duration
10 min
Cook duration
240 min
Complete duration
250 min
Created by Isabella Flores


Complexity Easy

Heritage American

Output 2 Portions

Diet considerations Meat-free, No gluten

Components

Oats Mixture

01 1 cup old-fashioned rolled oats
02 1 cup unsweetened almond milk
03 3/4 cup plain Greek yogurt
04 3 tablespoons natural peanut butter
05 2 tablespoons honey or maple syrup
06 1 teaspoon vanilla extract
07 Pinch of salt
08 2 tablespoons chia seeds
09 1 scoop vanilla or chocolate protein powder

Cocoa Ganache Layer

01 2 tablespoons unsweetened cocoa powder
02 2 tablespoons pure maple syrup or honey
03 2 tablespoons milk of choice

Toppings

01 2 tablespoons mini chocolate chips
02 1 tablespoon chopped roasted peanuts

Directions

Phase 01

Prepare Base Mixture: In a medium bowl, combine oats, almond milk, Greek yogurt, peanut butter, honey or maple syrup, vanilla extract, salt, chia seeds, and protein powder. Stir until well combined and creamy.

Phase 02

Create Cocoa Ganache: In a small bowl, whisk together cocoa powder, maple syrup or honey, and milk until smooth and glossy.

Phase 03

Layer First Components: Divide half of the oat mixture between two jars or containers. Spread half of the cocoa ganache on top of the oats in each jar.

Phase 04

Complete Layering: Layer the remaining oat mixture over the ganache, then finish with the remaining ganache on top.

Phase 05

Add Toppings: Sprinkle mini chocolate chips and chopped peanuts over the top of each jar.

Phase 06

Chill and Set: Cover and refrigerate for at least 4 hours, or overnight, until thick and creamy.

Phase 07

Serve: Serve chilled. Stir before eating if desired.

Necessary tools

  • Medium mixing bowl
  • Small mixing bowl
  • Whisk
  • Measuring cups
  • Measuring spoons
  • Two jars or containers with lids

Allergy details

Review each ingredient for potential allergens and seek professional health advice if you're uncertain.
  • Contains peanuts
  • Contains dairy from Greek yogurt
  • May contain soy from chocolate chips and protein powder

Nutrient breakdown (per portion)

These values are estimates only and shouldn't replace professional medical guidance.
  • Energy: 410
  • Fats: 16 g
  • Carbohydrates: 50 g
  • Proteins: 22 g